

Jerome Powell cut rates by 0.25% — but what does that actually mean for mortgages?
The short answer: not much. Mortgage rates don’t take their marching orders from Jerome Powell, the FOMC, or the federal funds rate. This...
3 days ago2 min read
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2025 Contribution Limits Updates
Here are the new contribution limits for 2025. Enjoy!
Dec 13, 20241 min read
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Bitcoin Enthusiasts Say A 1% Bitcoin/99% Cash Portfolio Outperforms The S&P 500. I'm Still Not Buying Bitcoin.
Let's start off with the following: they're right. Here's why. Here's a figure that depicts a 1% Bitcoin/99% Cash portfolio outperforming...
Dec 12, 20243 min read
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I'm Leaving Vanguard: Here's Why
Hi all, I’m sad to say I’m moving away from Vanguard as a brokerage. Their customer service has become absolutely garbage over the last...
Dec 8, 20243 min read
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To Pay Off Loans Or To Max Out Your Company 401(K) - Invest Into The Stock Market?
That is the question. It's crucial that you understand what decision to make if you're deciding between paying off loans and investing...
Nov 13, 20244 min read
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The Mega Backdoor Roth
Hi folks, Many of you may have heard of the Backdoor Roth IRA which I’ve posted about here , twice. However, there is a separate,...
Jun 9, 20244 min read
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National Youth HIV/AIDS Awareness Day
Hi folks, Today, I’d like to deviate, yet again, from our regularly scheduled, personal-finance programming to talk about...
Apr 10, 20242 min read
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