Dec 6, 20250 min read
Volmageddon Explained: How a 4% Drop Blew Up the Market on February 5, 2018
The volatility explosion didn't cause the 4% drop. It was the other way around. The 4% drop triggered the unwind that caused the chaos. Here’s what happened. In late January 2018, the market was unstoppable. The S&P 500 was up about 7% that month alone. Everyone was hyped about tax cuts, global growth, and record earnings. Then inflation fears showed up. The January jobs report came out on February 2. Wages were rising faster than expected. That meant inflation might finally
Oct 18, 20252 min read
Jerome Powell cut rates by 0.25% — but what does that actually mean for mortgages?
The short answer: not much. Mortgage rates don’t take their marching orders from Jerome Powell, the FOMC, or the federal funds rate. This...
Sep 18, 20252 min read
2025 Contribution Limits Updates
Here are the new contribution limits for 2025. Enjoy!
Dec 13, 20241 min read
Bitcoin Enthusiasts Say A 1% Bitcoin/99% Cash Portfolio Outperforms The S&P 500. I'm Still Not Buying Bitcoin.
Let's start off with the following: they're right. Here's why. Here's a figure that depicts a 1% Bitcoin/99% Cash portfolio outperforming...
Dec 12, 20243 min read
I'm Leaving Vanguard: Here's Why
Hi all, I’m sad to say I’m moving away from Vanguard as a brokerage. Their customer service has become absolutely garbage over the last...
Dec 8, 20243 min read
To Pay Off Loans Or To Max Out Your Company 401(K) - Invest Into The Stock Market?
That is the question. It's crucial that you understand what decision to make if you're deciding between paying off loans and investing...
Nov 13, 20244 min read
