The short answer: not much. Mortgage rates don’t take their marching orders from Jerome Powell, the FOMC, or the federal funds rate. This...

Here are the new contribution limits for 2025. Enjoy!

Let's start off with the following: they're right. Here's why. Here's a figure that depicts a 1% Bitcoin/99% Cash portfolio outperforming...

Hi all, I’m sad to say I’m moving away from Vanguard as a brokerage. Their customer service has become absolutely garbage over the last...

That is the question. It's crucial that you understand what decision to make if you're deciding between paying off loans and investing...

Hi folks, Many of you may have heard of the Backdoor Roth IRA which I’ve posted about here , twice. However, there is a separate,...

Hi folks, Today, I’d like to deviate, yet again, from our regularly scheduled, personal-finance programming to talk about...

Hor ki chalda, "Mandeep, what's that gibberish?" That's Punjabi for "Hi, how are you?" I thought I'd inject a little bit of my culture...

Hor ki chalda, "Mandeep, what's that gibberish?" That's Punjabi for "Hi, how are you?" I thought I'd inject a little bit of my culture...

Hi folks, You may have seen that Mint (by Intuit - yes, these are the same people that own TurboTax) has closed up shop, so you can no...

Hi folks, It's that time of year again. Time to do a backdoor Roth IRA contribution! I wrote a long, detailed post about this two years...

Hi folks, It may just be time to sell your Series I Savings bonds (iBonds). If you are currently unsatisfied with the current rate of...

Hi folks, Today, I'll be providing a brief update about 2024 contribution limits. The 2024 401(k) contribution limit is $23,000 (↑2.2%...

Hi folks, The main reason I started a blog and podcast is because there is so much financial degeneracy being peddled on the internet. I...

Hi folks, Today, we're primarily going to be discussing Social Security, the benefit that our retirees currently enjoy. Generally...

Hor ki chalda, "Mandeep, what's that gibberish?" That's Punjabi for "Hi, how are you?" I thought I'd inject a little bit of my culture...

Hi folks, Sorry about the long hiatus. I’ve been busy learning about and buying real estate. This is going to be a multi-part series...

Hi folks, You may recall I made a post about short-term investment vehicles a few months ago. You can find this post here. One of the...

Hi folks, This is a post you won't want to skip. The May 2023 Series I Savings Bonds Rate is projected at 3.38%. If you want to take...